Do you have a massive debt problem? You might be thinking of hassle free debt solutions so you can rid yourself of debt once and for all. It is not going to be easy; if you expect a quick solution, then you will be disappointed. All methods require a lot of work and discipline on your end before you can attain financial freedom. Below are some of the top methods for debt solution so you can avoid filing for bankruptcy. Finance experts list bankruptcy as one of the most life-altering negative events that you could encounter. It is among the same ranks as divorce, illness or death of a loved one. Moreover, the bankruptcy record will exist in your credit report for a long time, further crippling your chances of obtaining loans within the near future. Often, when you find yourself in a tight spot and you think bankruptcy is the only way to clear your debts, there are a few last-ditch moves you can make. Here are some ways to settle your debts without becoming bankrupt: Settle or Negotiate Chapter 7 bankruptcy gives your creditor the power to liquidate your assets, which will in turn be used to cover for the amount you owe. Depending on your debt, your assets or properties will be relinquished to pay back your credits and still have some money to hold on to. But this is just one of many options. You can choose to enter into a negotiation with your creditors. If lenders are desperate to get their money back, they are willing to enter into a deal. You can devise a new payment plan and schedule agreeable to both parties. If you find it difficult to meet monthly payments at your current financial state, you can promise to make a lump sum payment at a later date. Whatever the agreement is, you must have a proposal plan before you meet with negotiators for hassle free debt solutions. Sell Your Assets If you have any valuable asset that you no longer use or need, you can sell them to pay off your debts. This can be included in the Chapter 7 bankruptcy but the downside to the latter is that you have no control over which properties are relinquished. If you choose to sell your properties yourself, you have control over which you wish to sell. You can then use the money to pay off all of your debts. Debt Helpline debt solutions can help you create the perfect plan on how to use your assets to gain the funds you need to become free from debt. If you do not own a property or asset that comes with a huge price tag, you can still use any money you earn to ease up your debt problem. You can also use it to make a lump sum payment to your creditor until you can sort out your finances. There are many hassle free debt solutions available and bankruptcy is not the only solution. You can choose from any of the above mentioned strategies or consult with a credit counselor about your other options. Learn more facts here at https://www.debthelpline.com.au/debt-solutions/.